Empowering Dreams with Smart Finance
Access same day loans starting from KES 1,000, comprehensive asset financing up to KES 800,000, and flexible installment solutions designed specifically for Kenya's growing economy. Whether you're a small business owner, farmer, or entrepreneur, our technology-driven approach ensures you get the financial support you need to build a prosperous future.
Loan Approved!
KES 50,000
Same Day
Processing
Need urgent funding?
Get approved in 24 hours with our Same Day Credit Mobile Loan
Our Loan Products
Choose from our comprehensive range of flexible loan products specifically designed to meet Kenya's diverse financial needs. From emergency funding to business expansion and long-term investments, we provide tailored solutions with transparent terms, competitive rates, and customer-focused service that puts your success first.
Loan Requirements & Eligibility
To ensure a smooth loan application process, please review the required documentation and eligibility criteria below. Having all necessary documents ready will help expedite your application approval.
Individual/Small Business Borrowers
Limited Liability Companies
Eligibility Criteria
Important Notice
• All documents must be original or certified copies
• Applications with incomplete documentation will be returned
• Processing time may vary based on document completeness
• Our loan officers are available to assist with document preparation
How It Works
Get your loan in 4 simple steps designed with Kenya's mobile-first economy in mind. Our streamlined, technology-driven process eliminates paperwork, reduces waiting time, and makes borrowing accessible from anywhere in the country. With integrated M-Pesa functionality and real-time processing, you can complete your entire loan journey in under 30 minutes.
Register
As part of the KYC, our Loan Officers will take you through the registration process seamlessly.
- Provide valid national ID and requisite documents
- Mobile number verification
- Create secure login credentials
Apply
Fill out the loan application form with required details
- Select loan type and amount
- Provide income information
- Upload required documents
Get Approved
Our credit team reviews and approves your application quickly
- Timely credit scoring
- Real-time verification
- Automated approval process
Receive Funds
Get your loan disbursed directly to your mobile money account
- Direct M-Pesa transfer
- SMS confirmation
- Same day fund availability
Why Choose Our Process?
We've designed our lending process to be as simple and efficient as possible, leveraging technology to provide you with the best experience.
Fast Processing
Get approved on time
Secure & Safe
Bank-level security for all transactions
Mobile First
Complete process from your phone
Application
Approved!
Funds
Disbursed
Customer Success Stories
Hear from real customers whose lives and businesses have been transformed through our financial solutions. These authentic stories showcase the tangible impact of accessible microfinance on Kenya's entrepreneurs, farmers, and small business owners. From rural agricultural ventures to urban retail enterprises, discover how SAME DAY CREDIT has been a catalyst for economic growth and personal success across diverse communities.
Baba Mary's Boutique
Nairobi
"SAME DAY CREDIT transformed my small tailoring shop into a thriving boutique. With their KES 200,000 Asset Finance Loan, I purchased modern sewing machines, expanded my inventory, and renovated my shop. The application process was remarkably smooth completed entirely online in just 2 days. Their team provided ongoing business support and financial guidance. Today, my revenue has doubled from KES 30,000 to KES 60,000 monthly, and I've employed 3 additional staff members. This loan didn't just grow my business; it transformed my entire community by creating jobs and inspiring other women entrepreneurs."
Mary Wanjiru
Small Business Owner
Loan Amount
KES 200,000
Impact:
Business expanded, 3 new employees hired
Mary Wanjiru
Small Business Owner
"SAME DAY CREDIT transformed my small tailoring shop into a thriving boutique. With their KES 200,000 Asset Finance Loan, I purchased modern sewing machines, expanded my inventory, and renovated my shop. The application process was remarkably smooth completed entirely online in just 2 days. Their team provided ongoing business support and financial guidance. Today, my revenue has doubled from KES 30,000 to KES 60,000 monthly, and I've employed 3 additional staff members. This loan didn't just grow my business; it transformed my entire community by creating jobs and inspiring other women entrepreneurs."
Asset Finance LoanGrace Muthoni
Entrepreneur
"The Car Finance Loan made it possible for me to buy a reliable delivery van for my catering business. The process was quick and the repayment plan fit my cash flow perfectly. I highly recommend SAME DAY CREDIT for anyone looking to grow their business with a new vehicle!"
Impact Installment Loan
Peter Otieno
Mechanic
"SAME DAY CREDIT believes in small businesses. Their Asset Finance Loan helped me buy modern diagnostic equipment. My garage is now the go-to place in our area!"
Asset Finance LoanBusiness Growth Rate
Average business growth among our customers
Jobs Created
Employment opportunities generated
Customer Satisfaction
Customers who would recommend us